Need help with homeownership?
You’ve come to the right place! Even though the housing market has gone through major changes, the majority of households still are interested in achieving the dream of homeownership. A home is the biggest investment most of us will ever make, and doing it right is the best way to secure that investment.
Once you become a homeowner, you may also need guidance and assistance in maintaining and caring for the home to help your investment appreciate in value and make everyone living there happier, healthier and more comfortable. As you build equity in your home you may want advice on refinance or if circumstances arise that challenge your ability to keep up with your payments. We have certified housing counselors that can let you know your options.
If you want to become a homeowner, click on our first time homebuyer tab to see the ways we can help including match savings programs for down payment and grants for income eligible buyers. You can sign up for our next FREE first time homebuyer workshop.
If you are interested in the Neighborhood Revitalization Program for purchasing VACANT HOMES in the Cities of Kingston and Middletown, call our HomeOwnership Center at (845) 331-9860 to get started today.
If you already own your home, click on our energy audit tab to see if you qualify for a free energy audit for your home that will identify ways to save on your monthly utility bills.
If your home needs repairs, click on our repairs tab to see if you may be eligible for our Single Family Repair program and download our wait list application.
If you are having difficulty making your mortgage payments, click on our foreclosure prevention tab for information and to complete an intake form to meet with a counselor for no cost.
We offer services in both English and Spanish.