Congratulations on your decision to let RUPCO assist you with homeownership opportunities. During your counseling session, RUPCO’s counseling team will need to run your credit report. Credit report fees are as follows:
Individual Report – $18 / Married Joint Report – $30
If you would like to pay in advance using RUPCO’s credit card processing option, you may do so below. This will expedite the service prior to your arrival and allow our staff to review your credit report in advance so they may discuss it in detail with you. You may wait until your appointment if you wish, but payment will be due prior to running your report(s). Below you also have the option to pay in advance for the educational counseling services you have selected to receive.
If you are a Housing Choice Voucher Homeownership program applicant, there is no fee for credit reports or educational counseling. Please check in advance with your counselor. If applying jointly, only one fee will be charged for educational counseling services per application.
According to HUD Housing Counseling handbook Rev 5 chapter 6 – Performance Criteria and Monitoring subsection I – Fee Schedule; agencies must not refuse to provide counseling services if a client cannot afford to pay fees. However, a budget must be provided to prove financial hardship.