As part of your mortgage readiness assessment, RUPCO pulls a tri-merge credit report to identify any credit barriers to attain a conventional mortgage. You will pay for this report in advance of your counseling session.
Credit report fees are:
Individual Report – $18
Married Joint Report – $30
For your convenience, we offer a credit card processing option.
If you are a Housing Choice Voucher Homeownership program applicant, your credit report fee is waived as are the educational counseling fees. Please check in advance with your housing counselor.