RUPCO’s NeighborWorks® HomeOwnership Center provides valuable information and services for first time buyers and existing homeowners. Through our Single Family Repair program we provide income eligible residents with grant funding and low interest loans to make necessary repairs and/or accessibility modifications.
Repairs for owner-occupied homes
RUPCO accesses funding from state, federal and other funders to provide grants to low income homeowners for improvements and necessary repairs. Each home is evaluated to determine the types of repairs that need to be completed. Items include health and safety hazards, improvement or replacement of outdated systems, structural issues, accessibility modifications, and energy conservation measures. Owners must occupy their residence, and most funding sources don’t allow assistance to manufactured housing.
- Roof Replacement.
- Windows and Siding.
- Interior painting for lead stabilization.
- Upgrades to heating, plumbing, or electrical systems.
RUPCO currently has a wait list for this program, but we encourage Ulster County Homeowners to submit an application. The household income limits are on the downloadable application attached below. Applicants are determined on a fist come first serve basis. Additionally, they are chosen by household type, income or other specifications set by funders. There are specific document requirements to verify ownership, household size and income.
Most funding is provided in the form of a zero interest deferred loan with a term of 5 or ten years depending on the funding source requirements. These funds require no payments or interest and are forgiven if residency is verified each year till the end of your term. Other restrictions may apply.
This program is not an immediate or emergency program.