We’re connecting homebuyers with SONYMA’s Neighborhood Revitalization Program, a package of incentives to help owner‐occupant homebuyers purchase and renovate vacant homes in Kingston, Middletown and Newburgh.

Program features include:

* Up to $20,000 cash assistance to renovate a home that you purchase

* Access to financing additional improvements into your purchase mortgage for post-closing rehab

* NRP can be combined with other grants and assistance programs thereby maximizing your ability to make your new home safe, secure and energy-efficient

* SONYMA mortgages of 30 years, low interest, no “Borrower Points,” down payment assistance arranged through select banks (M&T Bank, Hudson Valley Federal Credit Union, Mid-Hudson Valley Credit Union)

Eligible Properties

* Vacant properties in designated areas capable of housing 1 to 4 families

* Seller must be able to pass a clean title to the purchaser

Eligible Applicants:

* Applicant must occupy the property as the primary residence

* Eligibility is determined by income limits up to 125% of Area Median Income (which varies by county) or 150% on a case‐by‐case basis

* Good credit, stable employment and ability to make monthly mortgage payments

We’re ready to assist you with the purchase of a vacant home* located one of the eligible communities of Kingston, Middletown, Newburgh. For assistance in Middletown and Newburgh, call (845) 713-4568; for assistance in Kingston, call (845) 331-9860.

*Vacant simply means no one is living at the address . The property does not have to be abandoned to qualify.