multi racial couple looking at a contract

Additional Resources 

Rental Housing Resources

Because rental homes are in high demand, we also maintain lists of properties for rent that are not owned or managed by RUPCO.


  • Fair Housing – NYS Attorney General
    Federal and New York State laws exist to ensure that equal housing opportunities are available for all New Yorkers.
  • NYS Division of Human Rights– Fair Housing Guide
    This pamphlet describes your fair housing rights under the Executive Law. It describes who is protected by the law, who must follow the law, what actions are prohibited, and what to do if your rights have been violated. It is important to remember that there are also federal and local laws prohibiting discrimination.
  • Fair Housing Justice Center
    The mission of the FAIR HOUSING JUSTICE CENTER (FHJC) is to eliminate housing discrimination, promote open, accessible, and inclusive communities, and strengthen enforcement of fair housing laws to New York City and the seven surrounding New York counties of Dutchess, Nassau, Orange, Putnam, Rockland, Suffolk, and Westchester.
  • NYS Attorney General’s Office Tenants Rights
    Renters rights and protections under New York State Law.
  • Source of Income Discrimination Brochure
    On April 12, 2019, New York State amended the New York State Human Rights Law to protect all New Yorkers from discrimination based on lawful source of income. This law applies to nearly all types of housing in New York State.
  • Guide to Secure Housing after Incarceration
    Formerly incarcerated individuals face a multitude of challenges during the re-entry process. Securing housing is one component that can provide the foundation for a successful re-entry into the community.
  • How to be an Ally for LGBTQ+ Experiencing Homelessness
    This guide discusses the issue of LGBTQ+ homelessness, explores why LGBTQ+ youth are especially vulnerable, and gives examples of what people in various positions can do to make a difference.
  • Reasonable Accommodations for Tenants
    Under a law signed on December 2, 2020, the New York State Human Rights Law (HRL) was amended to require all housing providers to “disclose to all tenants and prospective tenants of their right to request reasonable modifications and accommodations if they have a disability.”
  • Homeownership Statistics
    U.S. homeownership rate rose to almost 67% during 2020, but due to the impacts of the pandemic, it declined a whole percentage point in just one year. The current volatility of the housing market creates barriers for potential homeowners to find and finance their own home. That’s why the Bankrate team created a resource with up-to-date homeownership facts and statistics to help homeowners make better decisions.
  • The Affordable Moving and Housing Guide: Information and Resources for Low-Income Households
    If you find yourself in dire need of a move but unable to make it happen, you may be eligible for assistance from charities or government programs depending on your circumstances. 

Social Services Resources

Resources for Homeowners

  • Making Home Affordable Program
    Housing and Urban Development, MHA ® offers a variety of programs that may help homeowners having difficulty making mortgage payments. MHA programs have helped more than a million homeowners.
  • Freddie Mac Look Up
    To understand the options available for getting help with your mortgage – including the Administration’s Home Affordable Refinance Program® (HARP) and the Home Affordable Modification Program (HAMP®) – it is important for you to know who owns your loan.
  • Fannie Mae Look Up
    This tool helps you quickly determine if Fannie Mae owns your loan. If Fannie Mae does, you may be eligible for programs designed to make your mortgage more affordable—like the Home Affordable Refinance Program (HARP) or the Home Affordable Modification Program (HAMP)—or for other programs available exclusively to Fannie Mae borrowers.
  • NeighborWorks America® Loan Scam Alert
    NeighborWorks America® launched a national public education campaign to empower homeowners to protect themselves against loan modification scams, find trusted help and report illegal activity to authorities.
  • Legal Services of the Hudson Valley
    The mission of Legal Services of the Hudson Valley is to provide free, high quality counsel in civil matters for poor and low-income individuals and families who to all seven counties of the lower Hudson Valley (Westchester, Putnam, Dutchess, Rockland, Orange, Ulster and Sullivan).
  • Homeowners Guide to Asbestos
    Asbestos was used in more than 3,000 building products throughout most of the 20th century. The most common occurrences of residential asbestos in older homes built prior to 1986 are described below. All of these products can release dangerous asbestos fibers if they are sawed, sanded, drilled, cut, worn or otherwise damaged.

Community Development Resources

  • The NYS Rural Housing Coalition, Inc.
    The NYS Rural Housing Coalition, Inc. is a network of rural housing professionals who work toward a common goal: to design, develop, finance, build and manage affordable housing to meet the diverse needs of rural New Yorkers Members share their knowledge and expertise to attain this goal.
  • NYS Homes & Community Renewal
    New York State Homes and Community Renewal (HCR) consists of all the State’s major housing and community renewal agencies, including The Affordable Housing Corporation, The Division of Housing and Community Renewal, Housing Finance Agency, State of New York Mortgage Agency, Housing Trust Fund Corporation and others.
  • NeighborWorks America®
    Headquartered in Washington, DC, NeighborWorks America is one of the country’s preeminent leaders in affordable housing and community development. We work to create opportunities for lower-income people to live in affordable homes in safe, sustainable communities that are healthy places for families to grow. RUPCO is a Chartered Member organization.
  • Local Initiatives Support Corporation (LISC)/ Rural LISC
    In 1995, LISC launched Rural LISC to expand its reach beyond urban areas to include rural communities. Today, Rural LISC partners with 60 community development corporations (CDCs) and Rural Community Assistance Corporation (RCAC). RUPCO is a member agency.
  • US Green Building Council
    The U.S. Green Building Council (USGBC) is made up of tens of thousands of member organizations, chapters and student and community volunteers that are moving the building industry forward in a way that has never been seen before. RUPCO is one among 12,800 member organizations.
  • United States Housing & Urban Development (HUD)
    HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. RUPCO is a certified HUD Counseling Agency.