Home Ownership Center

RUPCO Home Ownership Center Orientation

RUPCO’s online orientation video series “Your First Steps to Becoming a Homeowner” is designed for you. Watch when and where you can, at your convenience. But the sooner you get started, the sooner you can move closer to owning your own home.

When you’re done viewing and learning, contact us for a free housing counselor consultation to continue on your journey to homeownership!

In less than 30 minutes, these videos cover the basics:
• Your First Step to Becoming a Homeowner: Benefits of Homeownership (2:59)
• What You Need to Get a Mortgage: Understanding Credit (4:16)
• What You Need to Get a Mortgage: Improving Your Credit (5:50)
• What You Need to Get a Mortgage: Calculating Your Mortgage Payment (6:41)
• What You Need to Get a Mortgage: The Cost of Getting a Mortgage (6:10)
• What You Need to Get a Mortgage: Next Steps to Getting Your Mortgage (2:35)

3 BR townhomes in Ellenville, NY are great residential listings in Ulster County.
Energy efficient townhouses are ready to buy now for low to middle income families.

Buttermilk Falls

Buttermilk Falls Townhomes Logo

3 BR townhomes in Ellenville, NY are great residential listings in Ulster County.
Energy efficient townhouses are ready to buy now for low to middle income families.

Virtual Tour

New York Energy Star Homes

New York ENERGY STAR® Homes built for superior energy performance, comfort, health and safety.

Grants for down payment and closing costs may be available!

Located in the Village of Ellenville, at the base of the Shawangunk Mountains, Buttermilk Falls Townhomes development has 15 affordable homes of 1,242 square feet each, ready for purchase by income eligible homebuyers. Minutes to shopping, school, hospital, parks, protected lands.

Homes have the convenience of village living with the beauty and serenity of lush green mountains.

Amenities include:

  • 3 Bedrooms
  • 1 1/2 Bathrooms
  • Dishwasher
  • Refrigerator
  • Oven/Range
  • Off-Street Parking
  • Full Unfinished Basement
  • Central Air Conditioning
  • Bamboo Wood Flooring
  • Carpeting
  • Low Water Volume Plumbing Fixtures
  • Low E Windows
  • Direct Vent Furnace
  • No plowing or mowing
  • Many Other Features!

These homes exceed New York State energy code, keeping you comfortable and reducing your energy costs!

Just $74,900**
for income eligible buyers!

Call to become a homeowner (845) 331-2140 x220

**For qualified buyers, post subsidy prices.

This advertisement is not an offering. The complete offering terms are in an offering plan available from sponsor. File No. CP09-0004.

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Community Lunch

Each year, Community Lunch brings together friends, supporters and community leaders to hear from thought leaders about important issues in the area of housing and community development. This year, supportive housing is the solution.

Click here to purchase your Community Lunch ticket online.

Click here to purchase your business sponsorship online.

Need more information to decide which sponsorship level works for you? Download the 2014 Community Lunch Sponsorship Packet here.

Guest speaker Ted Houghton, newly appointed Executive Deputy Commissioner of NYS Homes & Community Renewal (NYS HCR), delivers the keynote address entitled supportive housing is the solution. While executive director of Supportive Housing Network of NY (SHNNY) for eight years, Houghton substantially increased production of supportive housing in New York. In 2012, he helped make supportive housing a pillar of Governor Andrew Cuomo’s Medicaid Redesign Team initiative and continues to serve on that team. Considered a pioneer of the housing-as-healthcare concept, he brings fresh energy  to statewide housing agendas.  Read more about Ted and his contributions to New York’s supportive housing agenda.

We’re also honoring Kelly McMullen, Director of Ulster County Office for the Aging, with this year’s 2014 Community Partner Award. Kelly’s contributions to the Ulster County mental health and aging populations is noteworthy. And her invaluable input towards RUPCO’s recent NYS grant applications helped us secure over $500,000 in funding.

Community Lunch costs $35 per person and includes a buffet lunch at Diamond Mills Hotel & Tavern, Saugerties. Corporate and business sponsorships from $100 to $2,500 are also available. To purchase tickets or sponsorships online, visit rupco-community-lunch.eventbrite.com. You can also purchase tickets and secure business sponsorships by calling Tara Collins, Director of Communication & Resource Development, (845) 331-2140, ext. 210 or email tcollins@rupco.org.

Thanks to our  PREMIER SPONSOR:  M&T Bank

COMMUNITY SPONSOR:  Community Preservation Corp.

HOUSE SPONSORS:  Hudson Valley Federal Credit Union | TD Bank | Ulster Savings Bank

PARTNER SPONSORS:  Affordable Housing Concepts | Benchmark Title | Cannon Heyman & Weiss LLP | Marshall & Sterling Insurance | National Equity Fund | NeighborWorks America

SUPPORTING SPONSORS:   Bailey’s Pottery | Coldwell Banker Village Green | Carolyn Coppola | Daniel D. Gagnon CPA PC | Hudson Valley Pattern for Progress | Michael Iapoce | Mid-Hudson Valley Federal Credit Union | R&F Handmade Paints | Rhinebeck Bank | Ryan & Ryan Insurance | Sawyer Savings Bank | Ulster County Board of Reatlors

A critical junction exists between health and home, and it is being brought into the light through recent news about the Medicaid Redesign. However, RUPCO was a pioneer of this concept in 2010 when they successfully implemented the Nursing Home Transition and Diversion (NHTD) program for a resident in Kingston. This was the first time the NYS Department of Health (DOH) and Housing & Community Renewal (HCR) collaborated. Also, in 2012 RUPCO received Residence of the Year honors for the Stuyvesant, which contains 40 supportive housing units for seniors and disabled adults and RUPCO helps people stay housed and healthy. New York currently has plans to create multiple supportive housing units across the state as a part of the Medicaid Redesign.

According to State Health Commissioner Nirav R. Shah M.D., M.P.H., “A critical component to improving the health of New Yorkers and containing health care costs is to ensure that an individual’s housing needs are also met. By increasing the availability of supportive housing for high-need Medicaid beneficiaries, we will be able to reduce Medicaid costs and improve the quality of care for these individuals.”

“Under the Supportive Housing Initiative, the State is making major investments in affordable housing so that New Yorkers who are most in need have a stable and healthier environment to call home. In the long run, this will mean better health outcomes for vulnerable New Yorkers and savings in the State’s health care system. This is yet another example of New York State leading the nation in effective and efficient health care reform,” stated Governor Cuomo.

It’s important that housing is considered as well as other social aspects of preventative healthcare when redesigning Medicaid. Having a safe and stable environment to call home can allow individuals to focus on other, more enriching aspects of life, rather than focusing on the basic need of shelter. It is exciting to see that this is becoming a reality. Hopefully others will follow in the footsteps of New York State and see that providing affordable housing can be a solution in more ways than historically thought.

New York State seems to be taking another step in the right direction. So far, the Medicaid Redesign Team’s (MRT) housing projects include 12 supportive housing units to be constructed within the next 2-3 years. These units are expected to house and support 4,355 individuals across the state. However, we suspect that these actions will not fully solve the problem. There will still be a great need for not only supportive housing, but other types of affordable housing as well.

For more info about the supportive housing projects check out http://shnny.org/ and http://www.health.ny.gov/health_care/medicaid/redesign/docs/2013-06-04_mrt_rfp.pdf

And For more info about RUPCO visit http://www.rupco.org or call 845-331-2140

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Hudson Valley Communities Partner With RUPCO

RUPCO’s Green Jobs Green New York Team (GJGNY) has been, and is always, on the move! And thanks to them, hundreds of homes in the region are now safer, cleaner and less costly to heat and cool than they were a year ago. Their most recent effort has been a systemized energy efficiency outreach approach to municipalities of the Hudson Valley. Outreach began in February when energy coach Michael D’Arcy sent 53 Partnership Pact proposals to municipalities in the area. The Partnership Pact aims to establish collaboration, training, and education initiatives with RUPCO, to reduce overall energy consumption and save homeowners money with residential energy efficiency policies and programs.

Following the initial packages sent to each community, 16 presentations were given at town, village, or council meetings. D’Arcy proposed partnerships in which RUPCO’s role will be to help community members identify opportunities and resources through an appointed Municipal Liaison to Green Jobs Green New York. Together, the GJGNY staff and the Municipal liaison will help people access and benefit from energy efficiency programs through NYSERDA. So far results have been promising. The GJGNY team has had 10 resolutions passed in various Hudson Valley communities and will be continuing outreach and follow up.

RUPCO is a constituency-based organization (CBO) within the GJGNY program, whose goal is to make it easier for New Yorkers to participate in energy efficiency programs offered by the New York State Energy Research and Development Authority (NYSERDA). As lead CBO for the Mid-Hudson Region, RUPCO’s GJGNY team delivers effective residential energy efficiency programs from NYSERDA to provide New Yorkers with access to energy audits, installation services, low-cost financing and pathways to training for various green-collar careers. They deliver services in targeted communities and encourage individuals to take advantage of clean energy training opportunities.

Celebrate Community


Tropical Trips and Local Eats

Invites are going out, auction items are coming in, and excitement is spreading for the 12th annual Celebrate Community! Every year RUPCO is so deeply grateful to the donors who contribute to the live and silent auctions and the “Dine Around Ulster” restaurant book. And of course this year is no exception!

Itching to get out of New York after a very…VERY long winter? Thanks to very generous donors there are several tranquil and tropical trips that will be featured in the live auction to be held at the Senate House on June 12th. Jim Economos has very generously donated TWO trips to Costa Rica. Both a two-bedroom and a three-bedroom property are available for a week-long stay in beautiful, fully furnished condos. Included in this package is the use of a private beach club, two infinity pools, cabanas, pool side service for food and drinks and of course, the beach and ocean. Keith Libolt is offering a week in the sunny Bahamas. Located just outside of Nassau, this beautiful property sleeps 7 with 3 bedrooms, four baths and is a short walk from the pristine beaches and breathtaking scenery of the Bahamas.

For those who are interested in staying in the Hudson Valley and enjoying the incredible selection of local food and restaurants, there is something that will appeal. RUPCO has already begun to receive gift certificates from restaurants for the “Dine Around Ulster” restaurant book. Each year local restaurants from Ulster County and beyond donate gift cards that are compiled into a booklet worth over $1000. That’s a lot of delicious Hudson Valley eats! Raffle tickets are sold ahead of time and at the event for $10 per ticket, $25 for three tickets, and $45 for six tickets. The drawing will take place at the close of the event on June 12th at the Senate House.

Proceeds for “Dine Around Ulster” and both the live and silent auctions will go to RUPCO, which will allow us to continue to strengthen homes, communities, and lives. For more information or to RSVP to the event email Kathy Leahy at kleahy@rupco.org or call RUPCO directly at (845)331-2140.

RUPCO’s New Name

After nearly 33 years of service to Ulster County and the greater Hudson Valley region, Rural Ulster Preservation Corporation ceased to exist this year when the agency officially changed its name to RUPCO, Inc. The region’s leading provider and advocate of quality, affordable housing and community development programs aimed at providing opportunities and revitalizing communities announced the name change earlier this year. But with a new website due to roll out next month, the process of changing over to the name most people actually use is nearly complete.

“The breadth and depth of this agency’s work has expanded dramatically during the last five years,” said RUPCO CEO Kevin O’Connor. Noting that the agency which started in Ulster County, now does work in 10 different counties, O’Connor added “this change in our name represents new work, new thinking, new areas covered. We are looking forward and are excited about the future,” he added, “and changing our name reflects that mindset.”
Board Chairperson James Childs reflected on the long and detailed process the organization used to decide on a name change. “The best time to develop the perfect name for any organization is at the beginning of its life, before others start defining you.” He went on to say that “when you’re expanding significantly after a run of more than 30 great years, it is much harder, and perhaps more important, to land on the name that is right.”

O’Connor noted that the process of deciding to abbreviate its name involved a significant body of research with all stakeholder groups. “When you have spent more than three decades establishing a name for yourself, and building a great reputation under that banner,” said O’Connor, “changing it is not an easy decision.” He said that board, staff, clients, funders, and community leaders were surveyed, and many participated in focus groups to determine if the name should be changed – and if so, what it should become.

“Our reality is that nearly everyone we heard from already thinks of us as RUPCO,” said O’Connor. “Further,” he added, “people associate the name ‘RUPCO’ with an affordable housing mission and with doing good work in communities.” When RUPCO opened its office in Greene County in 2012, it was readily apparent that having Ulster in the name would be confusing to Greene County clients. So a new logo was developed and deployed. “From day one in Greene County, we were RUPCO,” said O’Connor. No one ever asked what the letters ‘stood for’ all they asked was if we could help them.
For more than 30 years, RUPCO has led the region in creating and maintaining quality, sustainable housing and rental opportunities, inspiring understanding and acceptance of affordable housing initiatives, fostering community development and revitalization, and providing opportunity to people to improve their living standards.  “We will continue to strengthen homes, communities and lives under our new and simplified name,” said O’Connor, and look forward to rolling out our new website and expanding our other communication activities under the new name. “