January 22, 2019
The Kirkland Building
2 Main Street
Kingston, NY 12401
This workshop will provide valuable information on important aspects of your credit making it easier to qualify for a mortgage.
Tips will include
- Understanding your credit report
- Improving your credit
- Reducing your monthly debts
Find out how RUPCO programs can help you reach your goals.
Ernesto Vigoreaux of Hastings-on-Hudson, NY adds Depth and Experience to Nonprofit’s Real Estate Development Team
Ready to buy your first home, but don’t know where to start?
This in-person, hour-long First-time Homebuyer Informational Session outlines the RUPCO HomeOwnership Center’s Homebuyer Program and the path to homeownership.
Call 845-331-9860 or email firstname.lastname@example.org to register today!
The Kirkland, 2 Main Street, Kingston NY 12401
RUPCO is partnering with Ulster Savings Bank and M&T Bank in accessing the SmartMove New York loan that helps first time homebuyers overcome the obstacles of downpayment and closing costs. We can help homebuyers secure this loan available through the Housing Development Fund (HDF). Participating homebuyers may be able to put down as little as 1% of the purchase price because of SmartMove New York’s low interest loans!
If you qualify for a SmartMove loan, you can also participate in the NY Statewide Downpayment Assistance Program and receive $10,000 in the form of a 30-year, 0% interest loan for downpayment/closing costs. Limited statewide funds remain, so be sure to apply soon to build an affordable, sustainable homeownership plan!
A SmartMove New York loan is a 3% (APR = 3.42% to 4.74%) second mortgage for up 20% of the home purchase price. There is an origination fee of 3.75% for SmartMove New York borrowers, paid at closing. SmartMove New York loans can be combined with RUPCO’s and HDF’s other downpayment assistance programs to increase your downpayment and cover closing costs. You must spend down to $25,000 in liquid assets before closing, which does not include retirement savings/401(k).
For more information about how RUPCO can assist you in your home purchase in Ulster, Orange, Greene and Sullivan Counties, click here to get started with our Homeownership Center or call the office at (845) 331-9860.
The first series of apartments are coming online February 1 in Newburgh’s historic East End. Be the first to live in these newly renovated rentals in a five-block radius just off Broadway on Lander, First, South Miller, Dubois and Johnson. We’re bring 44 apartments to life and Safe Harbors is managing the resident end on our behalf.
Complete your application through Safe Harbors of the Hudson’s website here or call (845) 562-6940 ext. 141 for more information. You can also stop by their offices at 111 Broadway, Newburgh and fill out the paper application right there. Apartments include a space for every sized household:
• (1) studio apartment
• (25) 1-bedroom apartments
• (9) 2-bedroom apartments
• (9) 3-bedroom apartments
• Community room
• On-site laundry facility
• Police substation
• Each property is a smoke-free community
• No pets accepted
Income eligibility and certain preferences apply to most apartments. But you won’t know unless you apply today.
Every year at Community Lunch, RUPCO honors a community partner doing great work in our neighborhoods. This year, we honored Madeline Fletcher, Executive Director at Newburgh Community Land Bank for her collaborative spirit in transforming Newburgh’s historic East End. Her ability to gather partners and facilitate change has been transformative.
Veterans with a service-related disability may qualify for accessibility modifications in their homes or apartments through the Access to Home Veteran Program. RUPCO and the Ulster County Veteran Service Agency are ready to assist a minimum of 8 veteran households with this work. Accessibility modifications include:
- Visual alarm systems for the hearing impaired
- Roll-in showers with grab bars
- High-rise toilets with grab bars
- Roll-under countertops & sinks
- Wheel chair ramps& vertical lifts
- Interior& exteriorstair lifts
- Automatic door openers
- Front knob appliances
- Automated faucets
- Reclining liftchairs
- Other accessibility needs
Call today for more information, RUPCO (845) 331-9860 or UCVSA (845) 340-3190.
Harold Renzo, long-time resident at The Stuyvesant, has been a supportive neighbor, voice for those unable to speak, and a community icon known for his friendliness and determination. RUPCO honored Harold at Community Lunch on November 9, 2017 for his courage, inspiration and indomitable spirit with our first-ever Community Inspiration Award.
October is Domestic Violence Awareness Month and coincides with artwork focused on human rights, domestic violence, and world hunger. This is Lanette Hughes’s social activism movement in the form of an art show. This exhibit will take place in all three Lace Mill galleries, 165 Cornell Street, Kingston on October 7 from 3-8 p.m.
Hughes will show 30+ paintings reflecting social issues; all of which, upon their sale, will benefit local organizations that deal with human rights issues. Local nonprofits slated to receive artwork sales include Family of Woodstock, New Paltz, Kingston, Ellenville; the Darmstadt Shelter; Caring Hands Soup Kitchen; Clinton Avenue Methodist Church; MyKingstonKids; O+ Festival; Safe Harbors; and RUPCO. Global organizations include Women in Black and The Haitian People’s Project.
Hughes’ pieces directly relate to real life events. Her abstracts convey deeper messages without being overly explicit. Many pieces depict victims physically harmed, though the paintings don’t graphically portray clear wounds or detailed damage. Each portrayal speaks volumes about issues that are underneath the surface of so many lives — including her own — and nobody would know just by quick observation.
For example, “Human Beings are Not Created for Target Practice” has military undertones. The message conveys a simple thought: if military personnel were stripped of their uniforms, would enemies still shoot them? “Women Running” features women fleeing from human trafficking groups, a worldwide issue that defies ethnicity, gender, and age. Another piece portrays children affected by nerve gassing bundled in blankets; only their faces show, their bodies eerily shrouded mummification-style.
“My hope is that more artists will contribute (to the larger conversation), to include in their work social awareness for change,” says Hughes. “I’d like to see a whole day, week, or month, when artists everywhere do a whole show on a particular social issue.” She also hopes this art show stirs local activism by providing curiosity about what goes on behind the scenes in lives of our acquaintances, co-workers, family, and friends.
Throughout the exhibit’s run, speakers will talk about relevant issues that affect communities. Guy Kempe, Vice President of Community Development at RUPCO, will speak on “Housing, Creative Placemaking, & Community Development” on October 7 at 4:30 p.m. “Aligned with social justice, ‘creative placemaking’ is the proposition that arts and cultural expression, joined with housing, helps to energize community and revitalize disinvested places for minority and disenfranchised populations,” Kempe says. Poet Nancy Smith follows at 6 p.m. with readings from her works that concern human rights.
Filmmaker and veteran Marty Klein will talk about veterans’ issues on October 14, showing his film entitled, “Why Can’t We Serve.”
All artworks are for sale, with 75% of the proceeds donated to organizations that support social justice efforts. The artist retains 25% to cover material expenses associated with making the artwork. Painting prices are negotiable, with no reasonable offer refused. For more information, contact Lace Mill artist-resident Lanette Hughes at (845) 532-3538 or visit her Facebook page LK Hughes.