RUPCO’s Housing Solutions Center has a wealth of information and resources to guide potential homeowners through the home buying process to be sure they are ready. We connect prospective buyers with counseling, education, grant funding, and mortgage programs to help turn the dream of homeownership into a reality. Qualifications for assistance vary depending on funding sources.
July 10th, 2026: We are currently migrating to a new online system. To ensure a smooth transition, we are limiting counseling services and homebuyer education to buyers with an accepted offer. Thank you for your patience.



Please note: Submitting the intake form does not guarantee immediate assistance or funding approval. You will need to submit a specific program application and meet program requirements (including location, household income, type of home, being current on mortgage payments and property taxes, etc.) if and when you’re notified that counseling and/or funding is available.
RUPCO works with local municipalities and other resources to assist eligible low-income, First-time homebuyers with their home purchases in certain areas of New York. Qualifications for assistance vary depending on funding sources. Most First-time homeowner funding can be used for down payments, closing costs, and/or post-closing repairs to the home. This assistance is provided at the closing or after closing for home repairs. Most grants have residency restriction terms and other limits and requirements.