First-time Homebuyer Informational Session , August 21

Ready to buy your first home, but don’t know where to start?

This in-person, hour-long First-time Homebuyer Informational Session outlines the RUPCO HomeOwnership Center’s Homebuyer Program and the path to homeownership.

Call 845-331-9860 or email to register today!

Walk-ins welcome!

Wednesday August 7,2019 / 6-7 pm                                                        

The Kirkland, 2 Main Street, Kingston NY 12401

RUPCO Partners with Local Banks on SmartMoveNY Loan Program

Young girl high-fiving an older man on a flyer that promotes SmartMovesNY loan program

RUPCO is partnering with Ulster Savings Bank and M&T Bank in accessing the SmartMove New York loan that helps first time homebuyers overcome the obstacles of downpayment and closing costs. We can help homebuyers secure this loan available through the Housing Development Fund (HDF). Participating homebuyers may be able to put down as little as 1% of the purchase price because of SmartMove New York’s low interest loans!

If you qualify for a SmartMove loan, you can also participate in the NY Statewide Downpayment Assistance Program and receive $10,000 in the form of a 30-year, 0% interest loan for downpayment/closing costs. Limited statewide funds remain, so be sure to apply soon to build an affordable, sustainable homeownership plan!

A SmartMove New York loan is a 3% (APR = 3.42% to 4.74%) second mortgage for up 20% of the home purchase price. There is an origination fee of 3.75% for SmartMove New York borrowers, paid at closing. SmartMove New York loans can be combined with RUPCO’s and HDF’s other downpayment assistance programs to increase your downpayment and cover closing costs. You must spend down to $25,000 in liquid assets before closing, which does not include retirement savings/401(k).

For more information about how RUPCO can assist you in your home purchase in Ulster, Orange, Greene and Sullivan Counties, click here to get started with our  Homeownership Center or call the office at (845) 331-9860.

Homebuyer Informational Session, July 18

Tired of paying rent to someone else?

Wondering if YOU can own your own home

Ready to invest in your own future but don’t know where to start? 

Come to our Homebuyer Informational Session!
Wednesday, July 18
6-7 p.m.
Cost: FREE
The Kirkland, 2 Main Street, Kingston

Find out how RUPCO can help you reach your goal of homeownership.

All questions answered!

On-street parking or free after-hours parking in the Ulster County municipal lot next door.  

Please RSVP with Daniela (845) 331-9860  or by email to