people eating pizza

Ulster County First-Time Homebuyer Grant

RUPCO has funding available from the NYS Housing Trust Fund Corporation to assist low-income first-time homebuyers purchasing residential homes in Ulster County with down payment and closing costs. 


Household Income Limits

Household Size1234567
Gross Income all sources$53,800$61,450$69,150$76,800$82,900$89,100$95,250


A RUPCO Counselor will assist you in navigating the first-time homebuyer process, review your credit, and provide referrals to affordable loan options and see if you are eligible for grant funding. Get started today!

apply for counseling


Terms & Conditions:
Home price limit $240,000. Must have no major repairs. First-time homebuyers only. Must occupy the home as primary residence for 10 years. Must be able to secure an affordable primary loan for the balance. Must complete RUPCO counseling and homebuyer education. Funding is being provided as a soft second zero interest differed forgivable lien on the home. Single family condos and town homes eligible (manufactured homes or commercial properties are not eligible). Other program restrictions and requirements may apply.

View other grant opportunities