August 10, 2022

Funds available to assist with down payment, repairs and closing costs 

Kingston, New York —   RUPCO and RDAC are currently administrating a New York State Affordable Housing Corporation (AHC) grant made available from the NYS Office of Homes and Community Renewal to assist the Orange County community in achieving the dream of homeownership. These funds that Orange County Rural Development Advisory Corporation (RDAC) secured – RUPCO’s subsidiary in Orange County – provide funds to assist low-income first-time homebuyers with down-payment, repairs, and closing costs by offering grants of up to $40,000. All applicants must comply with the income limits below.

Household Size 1 234 567 8+
Maximum Annual Income$110,556$126,492$142,262$158,032$170,814$183,430$196,046$208,662

A RUPCO Counselor can assist households in navigating the first-time homebuyer process, review credit, and provide referrals to affordable loan options and determine eligibility for grant funding. Click here to learn more about terms and conditions or contact Frank Robusto at 845-331-9860x 320

Faith Moore, Assistant Vice President of Operations, said “I am so excited that this program will support overall community revitalization efforts to stimulate stabilization and preservation of housing throughout Orange County for the first time in over a decade! This program will also assist higher income levels, thus making homeownership affordable in today’s market.”


RUPCO creates homes, supports people, and improves communities across a broad spectrum of community development solutions, including housing, historic preservation, and neighborhood revitalization in the Hudson Valley. RUPCO creates and maintains quality, sustainable housing and rental opportunities, inspires understanding and acceptance of affordable housing initiatives, and champions pathways to opportunity. For more information, visit


About RUPCO’s HomeOwnership Center
RUPCO’s NeighborWorks® Homeownership Center has HUD-certified housing counselors to guide and support homebuyers and homeowners in making informed decisions based on their homeownership needs. The Center has assisted thousands of Hudson Valley families with navigating the first-time homebuyer process since its opening in 2004. In addition, the Center also offers foreclosure prevention counseling and administers home repair programs for existing homeowners when eligible and available. For more information visit:


New York State Homes and Community Renewal (NYSHCR) preserves housing affordability and works with private, public, and nonprofit partners to create inclusive, safe, “green,” and resilient places to live in New York State. HCR is charged with carrying out the Governor’s $1 billion HOUSE NY plan, leveraging New York’s federal and state community development resources, and creating affordable housing opportunities statewide. HCR programs provide financing to create and preserve multifamily housing; improve housing conditions, ensure accessibility, and save energy; provide bonding authority and other resources to facilitate local public improvements and job creation; and help thousands of low- and moderate-income New Yorkers purchase a home. NYS HCR also funds services for low-to-middle-income households, and vulnerable populations including veterans, seniors, homeless families, individuals with HIV/AIDS, and at-risk youth.

About Orange County Rural Development Advisory Corporation (RDAC)
Since 1983, RDAC’s mission has been to encourage vital, healthy, and stable communities by providing and preserving a broad array of attainable and sustainable housing opportunities for people with a wide income range. RDAC also promotes and supports related community issues as they influence shelter, quality of life, economic opportunity, and diversity. RDAC has been the leader in foreclosure prevention services in the Hudson Valley for over a decade. RDAC receives funding through the NYS HOPP program to provide free foreclosure prevention assistance. Visit  for more information.